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Tina Racette - The Joe Real Estate

About Us

Meet Tina Racette

Port St. Joe Real Estate Agent Helping Buyers, Sellers & Relocators Navigate Florida’s Forgotten Coast
Founder — Keys & Collars™ Real Estate

Tina Racette is a dedicated Port St. Joe real estate agent specializing in Forgotten Coast Florida real estate, including WindMark Beach homes for sale, Mexico Beach real estate, and luxury and coastal properties throughout Cape San Blas and surrounding Gulf Coast communities.

Originally from Woodbury, Minnesota, Tina built a successful career in finance and accounting before transitioning into real estate. In 2023, she and her husband relocated to Port St. Joe with their rescue pups, Landers and Dolly — giving her firsthand experience with long-distance relocation. Today, she uses that experience to help buyers, sellers, and investors move to Florida’s Forgotten Coast with clarity, confidence, and strategic guidance.

With advanced education in accounting and business taxation, Tina brings a strong financial and analytical edge to every transaction. Whether you're searching for WindMark Beach homes for sale, selling in Mexico Beach real estate, or investing along the Forgotten Coast, she provides concierge-style service, skilled negotiation, and clear communication from consultation to closing.

Why Work With Tina?

-Relocating to Port St. Joe? Expert relocation support
-Deep knowledge of Forgotten Coast Florida real estate
-Financial & tax-informed real estate strategy
-Experience as a homeowner and investment property owner
-High-touch communication and seamless transactions

As founder of Keys & Collars™ Real Estate, Tina donates a portion of every closing to local animal rescue organizations — because every home sold helps a pet find theirs.

Tina proudly serves Bay County, Gulf County, Port St. Joe, Mexico Beach, and Cape San Blas, helping clients buy, sell, and relocate throughout Florida’s beautiful Forgotten Coast.

Areas Served

Bay County, FL | Cape San Blas, FL | Gulf County, FL | Mexico Beach, FL | Port St. Joe, FL

What We Offer

Our Specialties include:

Selling Homes
Buying Homes
Property Management
Vacation Rentals
Forgotten Coast Florida real estate
Port St Joe real estate agent

Our Services include:

Selling Homes
Buying Homes
Rental Listings
Relocation Assistance
Referral to Mortgage Brokers
Referral to Inspectors
Local Market Expertise
Property Management
Vacation Rentals

Contact Us

Tina Racette - The Joe Real Estate
Port St. Joe, FL 32456
Phone: (651) 329-9403
Email: tina@tinaracette.com

Serving a 60-mile radius

Where To Find Us

Our Hours

Holiday Hours May Vary. Please Call For Details.

Monday: Open 24 Hours
Tuesday: Open 24 Hours
Wednesday: Open 24 Hours
Thursday: Open 24 Hours
Friday: Open 24 Hours
Saturday: Open 24 Hours
Sunday: Open 24 Hours

Info

The Joe Real Estate
Keys & Collars
Humane Society

FAQ

Do you assist with property management

YES! I provide guidance and resources for property management, including short-term rental setups on platforms like Airbnb and VRBO. Whether you’re looking to maximize your investment or streamline operations, I can connect you with trusted local services and share best practices for managing coastal rental properties.

What financing options work well for coastal properties?

Conventional, jumbo, VA, and portfolio loans are common. For condos or investment properties, we’ll confirm lender condo reviews, reserves, and rental policies early.

What sets you apart?

Through Keys & Collars™ Real Estate, a portion of every closing helps local rescue animals find safe, loving homes.

What areas do you serve?

Port St. Joe, Mexico Beach, and Cape San Blas—plus surrounding communities across Gulf County and eastern Bay County. If your search expands, I’ll guide you or refer trusted local partners where needed.

Do you have trusted lenders, inspectors, and insurance contacts?

Yes. I maintain a vetted list of local professionals experienced with coastal properties, VA/USDA/FHA loans, condos, and investment financing.

Are short-term rentals allowed in these areas?

Regulations vary by city, county, HOA, and specific neighborhood. I’ll verify for each property:

Zoning and permitting requirements
HOA/COA rules (minimum stay lengths, guest policies)
Expected occupancy seasons and local demand
Property management options and projected cash flow